用jquery ajax实现 文件下载功能。是不是要使用插件才行啊该怎么解决

用jquery ajax实现 文件下载功能。是不是要使用插件才行啊。
我用超链接做下载的可以,用ajax触发就不行,弹不出下载的对话框啊。用alert(回传的数据),可以看到要下载的文件的内容都写到里面去了,怎么回事啊。
后台代码:
import java.io.BufferedInputStream;
import java.io.BufferedOutputStream;
import java.io.File;
import java.io.FileInputStream;
import java.io.IOException;

import javax.servlet.ServletException;
import javax.servlet.http.HttpServlet;
import javax.servlet.http.HttpServletRequest;
import javax.servlet.http.HttpServletResponse;


public class DownloadServlet extends HttpServlet
{
protected void doGet(HttpServletRequest request, HttpServletResponse response)
throws ServletException, IOException{
response.setContentType("text/html;charset=utf-8");
  request.setCharacterEncoding("UTF-8");
  java.io.BufferedInputStream bis = null;
  java.io.BufferedOutputStream bos = null;

  String ctxPath = request.getSession().getServletContext().getRealPath("/");
  System.out.println(ctxPath);
  String downLoadPath = "c:/checkoute8cdata/test220.csv";
  System.out.println(downLoadPath);
  try {
  long fileLength = new File(downLoadPath).length();
  response.setContentType("application/x-msdownload;");
  response.setHeader("Content-disposition", "attachment; filename="
  + new String("test".getBytes("utf-8"), "ISO8859-1"));
  response.setHeader("Content-Length", String.valueOf(fileLength));
  bis = new BufferedInputStream(new FileInputStream(downLoadPath));
  bos = new BufferedOutputStream(response.getOutputStream());
  byte[] buff = new byte[2048];
  int bytesRead;
  while (-1 != (bytesRead = bis.read(buff, 0, buff.length))) {
  bos.write(buff, 0, bytesRead);
  }
   
  } catch (Exception e) {
  e.printStackTrace();
  } finally {
  if (bis != null)
  bis.close();
  if (bos != null)
  bos.close();
  }
}
}

前台代码:
<!DOCTYPE html PUBLIC "-//W3C//DTD XHTML 1.0 Transitional//EN" "http://www.w3.org/TR/xhtml1/DTD/xhtml1-transitional.dtd">
<html xmlns="http://www.w3.org/1999/xhtml">
<head>
<meta http-equiv="Content-Type" content="text/html; charset=utf-8" />
<title>Panel</title>
<script type="text/javascript" src="scripts/jquery-1.4.4.js"></script>
<script type="text/javascript">
  $(document).ready(function(){
document.getElementById("panel").onclick=function(){
$.ajax({
type: "get",
url: "DownloadServlet"
 
});
}
  })
</script>
</head>
<body>
<div id="panel">download</div>

<%--<a href="DownloadServlet">download</a>
--%></body>
</html>

------解决方案--------------------
数据返回了,你怎么处理的。
------解决方案--------------------
既然用jquery 为什么要document.getElementById("panel").onclick=
改成 $("#panel").click(function(){});
firebug 测试下..
------解决方案--------------------
post 呢